Top 4 Online Shopping Security Tips

2.14 billion people shop online ! From clicking on links that may contain viruses to using public Wi Fi there are several mistakes people make with online security. Here are some helpful tips :

We're going to offer you some online shopping security measures to help you get the items you need without worrying about your online accounts, online transactions, payment information being stolen and used illegally.

1. Fraud prevention : Think Before You Click

Many businesses begin launching their holiday sales ads before the season began. This means they've been sending out a series of emails, texts, and other media to you directly. Many times when you receive these ads, you click on them without thinking, but the first tip we have to offer you when you shop online is you need to take a moment to think before opening the link and share sensitive information. Once you open a phishing email or text message, you're providing access to your device and personal information to a cyber hacker. If you don't recognize the email or phone number that you've received a message from, chances are it's not a reliable source. When in doubt, the best thing to do is not click the link at all to prevent fraudulent transactions. If the link you've been sent seems too good to be true, you can always type the link into your search engine manually. If the website is not a malicious website, you'll be able to find any and all information pertaining to the sale they're running on the legit website itself.

Email Messages: Signs the Link Is a Scam

There are several signs you might notice that will allude to a link being a scam that should be avoided. These signs include:

  • Urging you to click the link urgently
  • Misspellings in the email
  • Email inconscitencies

If you spot any of these things, you need to send them straight to the spam folder. Cybercriminals hope you don't notice the errors they've made and will be gullible enough to click the link.

Lastly, if you do happen to click on the link and it's asking for you to make an online purchase or enter personal information, don't do it. You should always use websites that offer customers a way to secure all online payments.

If the payment isn't secure, it means these fraudulous websites have access to your credit card or debit card number.

2. Check the Source

Who doesn't love purchasing an in-demand item from an app they've downloaded on their phone? The thing about apps is anyone can take time to create one and launch marketing to persuade you to download the app.

Before you begin downloading apps on your phone, check to ensure you're downloading them from a reputable source. Downloading an application from a source that's suspicious could mean you're about to download a virus that will still your information and causes your device to crash.

Not only does the device crash, but downloading apps without being sure where they come from could mean handing the reins over without knowing it.

Some of the most reputable sources to download an application from include:

  • Amazon App Store
  • Apple App Store
  • Android Market

Whenever you're attempting to download an app from one of these sources, it's going to ask you for permission to download the app before it starts. This is usually done by entering a password or using your fingerprint.

At any time during the download process, if you change your mind about downloading the application, you can pause it and stop the download from continuing.

Ways to Know a Download Mobile App Is Secure

As you continue to stay safe when you shop online, the first thing to look for is a terms of service. In this terms of service, you'll find all the information you need about what is and isn't tolerated on the application.

You can also find information on how to use the app. When you don't abide by the terms of service, the application has the ability to terminate your account when the rules are breached. This is to protect not only you, but also others and prevent fraud from occurring.

Another key identifier of a secure application download provider is they offer contact information in case you run into issues. For example, if you've got questions about payment security, they should be able to answer the questions you have or at least point you in the direction of the FAQ.

The app should also be developed using the strictest developing criteria and should offer a secure online payment portal for people to use if they choose to use and download the application. If any of these things aren't present, they should raise red flags in your mind, and you should stop the download immediately.

3. Don't Use Public Wi Fi

When you're out and about, it's common for you to hop on the public Wi Fi provided by the place you're shopping. But, take a moment to think about the idea of a public Wi Fi network.

If you can log onto the network without a password, it means that others can do the same. Because you're not using a private network, your information is public to others that are also using it.

This means your secure online payment is no longer secure. There are several ways that a hacker can steal your personal information by logging on to the same public Wi Fi network you're using.

These ways include:

  • Hijacking cookies
  • Man in the middle scheme
  • Evil twin

The man in the middle scheme is when the hacker intercepts the messages being sent from your personal device to the Wi Fi network. What happens is every time you send your information or communicate with the server, it's being encrypted, and the information is going to their device.

This means all data or financial information you enter into malicious websites is being shown to the hacker. When cybercriminals hijack your cookies, they also steal your personal information, including your first and last name and credit card information.

How to Protect Yourself?

If you have to use a public Wi Fi network, take time to use authentication technologies such as a two-factor authentication process. This means if someone attempting to access your information or data can't pass each level of authentication, they won't be granted access, and you'll be notified.

You need to also be vigilant and be mindful of the information you're entering. Don't use public Wi Fi networks when possible because you never know who's watching you.

It's best to use your home WiFi network because that's one of the only safe and trustworthy connections you can have.

4. Install Extra Security

When it comes to protecting online payment information, you enter, having an extra level of security on your electronic device can be helpful. Some people run out of antivirus protection on their devices and never take the time to reinstall it or upgrade it.

When you don't take the time to keep antivirus security on your device, you leave yourself susceptible to hackers and other cybercriminals looking to steal your information. If you're going to be doing the majority of your shopping online, you should provide yourself with some peace of mind and add additional security.

The right virus software will alert you when you're on a website or about to log on to a website that's not secure. It will also block any dangerous attempts to breach your computer's security.

Depending on the notifications you've signed up for, you'll receive reports about the attacks that were stopped before they were successful.

Types of Device Protection

If the search engine you use is Google Chrome, we recommend downloading ad block software. This software will block any trackers attached to websites from monitoring what you're doing when you're visiting their website. It will also block ads that can become annoying and take up space on your desktop; this includes ads from social media channels like Facebook and Instagram. You could also download a safe browser.

This will help you when it comes to shopping and ensuring you're only making secure payments online. Don't get tricked into giving away your sensitive data to people to do unauthorized transactions.

Protect yourself, your online purchases, your transaction details and history and your device at all costs.

It’s the Season for Increased Payment Security

Payment security is important, especially when you're purchasing several items online with your credit card. You've got to follow the tips we've given above to ensure you protect yourself and your payment information.

Are you searching for software that will help you protect your payment and personal data? Contact Adaware and let us give you more information about our products that you'll benefit from.